Amazon.com description: Product Description: Decreasing your debt and increasing your income is easier than you think! You really don't need a background or any knowledge of finance or money management to use the suggestions given in "How to Decrease Debt and Increase Income During Hard Times. The information contained in this book will provide techniques that anyone can use to decrease debt and increase income regardless of their current financial status. Regardless of any debt or income concerns you may have, you will be able to understand and use basic money management techniques that really work.